February 2024 – Climbing out of debt can feel like an uphill battle if there aren’t any footholds to follow.
Debt management is a topic that’s usually avoided but openly discussing this awkward subject with your loved ones can help them avoid a lifetime of financial woes. Here are a few of the basics: Budget Crunch Make a complete list of all fixed expenses such as rent/mortgage, car payments, utilities and groceries. Next, list variable…